4 things to do when bundling insurance Posted in General, Auto, Home There are several perks to bundling your insurance. Bundle pricing can help you save money on home, auto, condo and other types of insurance coverage. And if you've shopped around, you know that bundles can look very different carrier to carrier. While you’re shopping for insurance, check out the four things you should do for the best bundling experience. 1. Talk to an agent for insurance bundle quotes The first thing to do when bundling insurance is contact your independent agent. No matter what type of insurance you’re searching for, your independent agent can help you assess your coverage needs. Your agent can help you select a bundle that fits your goals. Maybe you want to keep all your insurance with one company to simplify your experience. Or, maybe you are motivated by cost and want to find the best savings. Your independent agent will work with you to find the best options. 2. Explore different bundling options During step one, you may have learned about several ways you can bundle and save on insurance. Here are some of the most common bundles insurance companies offer: Home and auto insurance bundles Condo and auto insurance bundles Auto and renters insurance bundles Home, auto and boat insurance bundles Home, auto and motorcycle insurance bundles A multi-policy discount is another term for insurance bundles. Be sure to look for this wording if you don’t see the word “bundle.” Learn about our Auto Insurance Learn More 3. Weigh the pros and cons of bundling insurance You can save on insurance when you bundle. However, sometimes there can be limitations to the coverage offered in bundles, packages or multi-policy discounts. Check out some common pros and cons to help you decide what will work best for your goals: Potential benefits of bundling You can build a relationship with your agent so they can better understand and cater to your insurance needs. You can save time by working with one insurance carrier. You can save money on your insurance premiums. Possible drawbacks of bundling You may have to choose coverage that isn’t exactly what you were hoping for to qualify for a multi-policy discount. You may only receive bundle pricing during the first year of the policy. Sometimes discounts can roll off your policy over time. It’s okay if you don’t find the perfect bundle. Separate insurance policies for home insurance, car insurance and other coverage are great options, too. 4. Discover additional discounts Beyond bundling, learn how to save money on home insurance, auto insurance and more by asking about discounts. Your agent or insurance carrier will tell you all the discounts you may qualify for. The best part—many carriers offer a wide variety of discounts for people in different circumstances and life stages. Here are some of Integrity’s discounts: Home insurance discounts Paid in full discount Home maintenance discount Smart fire alarm discount Home buyer discount DIY home inspection discount Auto insurance discounts Accident forgiveness OnTrack Safe Driving App Good student discount Safety technology discount Advance quote discount Visit the home insurance discounts page and auto insurance discounts page for more information. Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Integrity companies not licensed in Pennsylvania. Not all Integrity companies are licensed in all states. Share via: Facebook Twitter LinkedIn Email Related resources Is it better to have actual cash value or replacement cost? Posted in General, Auto, Home Find out how actual cash value and replacement cost policies differ when it’s time to replace covered perils. If you have a preference, you can use this knowledge to work with your independent agent and find coverages that match. The essentials of boat, motorcycle and RV insurance Posted in General, Auto, Home Get outside for a fun ride with help from motorcycle, boat or RV insurance. Learn how the right insurance can offer protection so you can enjoy your outdoor hobbies all season long with ample liability coverage or personal injury coverage. Why personal cyber insurance is essential home insurance coverage Posted in General, Home Personal cyber insurance is an add-on option for your homeowners insurance policy that can help you create strong digital hygiene and reduce the risk of cyber threats. Learn about several benefits of personal cyber insurance.