6 Agribusiness insurance coverages to protect your business

Posted in Business

A man in a plaid shirt and ball cap walks along the side of a corn field counting seed in his hands.

Just as agribusinesses offer all kinds of different products and services, commercial agribusiness insurance options vary quite a bit. Under the large umbrella of what qualifies as an agribusiness, you can explore coverage options for everything from dairy manufacturers to seed dealers and tree farmers to dry food manufacturers.

No matter what type of agribusiness you own and operate, you need coverage you can count on. Here are six different ways you can protect your agribusiness with Integrity, depending on your specific needs.

Nursery and tree farm insurance

Wholesale nurseries, seedling businesses and sapling businesses can get tree farm insurance or nursery insurance. Here are some of the benefits and protections you can expect from your coverage with Integrity:

  • Wholesalers Optimum Business Income and Extra Expense
  • Equipment Breakdown Coverage
  • General Liability Optimum
  • Limited Pollution Liability Extension

Talk to your Independent Integrity Agent to learn more about how to get quality coverage for your products and equipment at your nursery or tree farm.

Fertilizer dealer business insurance

Agribusiness coverages aren’t just for farms—if you’re in the business of selling fertilizer, pesticides or herbicides, fertilizer dealer business insurance is right for you. Here are two products that can help protect your operations:

  • Wholesalers Optimum Business Income and Extra Expense
  • Limited Pollution Liability Extension

There are unique risks associated with storing and selling fertilizer. Integrity can help you pinpoint the risks and get the exact coverage for your needs.

 
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Seed dealer business insurance 

For your seed dealer operations, you need confidence that your agribusiness insurance can handle your unique business needs. You know that harvesting, moving and selling your seed products have unique equipment and storing needs—so it’s important your coverage reflects that. Here’s what is included in the seed dealer business insurance:

  • Wholesalers Optimum Business Income and Extra Expense
  • Seed Merchants
  • Agricultural Products Storage

Questions? Connect with an Independent Integrity Agent to learn more about your coverage options.

Dairy manufacturing insurance 

Whether you work in dairy manufacturing, insurance can help protect you when equipment fails, products are compromised and more. Integrity works with cream, butter, cheese, ice cream and milk manufacturers and offers protections like:

  • Manufacturers’ Optimum Business Income and Extra Expense
  • Loss of Refrigeration
  • Utility Services—Direct Damage
  • Products/Completed Operations Liability
  • Limited Product Withdrawal Expense endorsement
  • Equipment Breakdown

Talk to your agent today for more information.

Processing produce commercial insurance 

If you process fruits and vegetables, you already know the intricacies of your insurance needs. You need the right produce processing insurance for every step from washing and sorting to grading and packaging.

  • Manufacturers’ Optimum Business Income and Extra Expense
  • Utility Services—Direct Damage
  • Products/Completed Operations Liability
  • Limited Product Withdrawal Expense endorsement
  • Equipment Breakdown

Canning fruits and vegetables as well as other packaging are covered under processing produce commercial insurance. Get a quote from an Integrity Independent Agent today.

Dry food manufacturing insurance

What kind of dry food do you manufacture? Get dry food manufacturing insurance for your cereal, chocolate, confectionery and snack food production operation. Here are the coverages you can expect from Integrity:

  • Manufacturers’ Optimum Business Income and Extra Expense
  • Loss of Refrigeration
  • Utility Services—Direct Damage
  • Products/Completed Operations Liability
  • Limited Product Withdrawal Expense endorsement
  • Equipment Breakdown

For more details about dry food manufacturing coverage, talk to your agent today.

Talk to your agent about agribusiness insurance

Safeguard your agribusiness with insurance that helps you at every step of your operations. Plus, talk to your Integrity Independent Agent to learn more about our Risk Control Services and how they can benefit your business. 


Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Integrity companies not licensed in Pennsylvania. Not all Integrity companies are licensed in all states.


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