Why choose an independent insurance agent? Posted in General, Auto, Home, Life, Business Buying insurance can be one of the most important decisions you can make. Whether you own a home or condo, car or are looking to insure your business, choosing the method in which to purchase insurance to protect your important valuables or your business is critical. At Integrity Insurance, we’ve partnered with the best Independent Insurance agents in Iowa, Minnesota and Wisconsin. Independent agents create high-value for customers and there are countless advantages to having one in your corner. Professional advice Independent agents offer professional advice. States have different requirements for licenses but all agents are required to be licensed by the state where they are domiciled and must pursue continuing education to remain licensed Whether you are recently married, divorced, moving to a new house, have kids attending college, hiring additional staff, purchasing new equipment or any other life or business change, you can count on the advice of a professional, independent agent to guide you through your insurance needs Insurance policies are not the same. Independent agents offer alternatives and can explain the coverage differences to meet your needs Insurance policies and the variety of different coverage options are not easy to understand. An independent agent can assist you with understanding these differences and provide you with professional advice to help you with your coverage decisions Relationships built with customers When protecting your safety and security, it’s important to have extreme confidence in counting on someone that knows you and has your back. Purchasing insurance from an independent agent provides you with a supportive relationship to help you manage your most important assets You will be treated like a person, not just another number or a voice on the phone. Independent agents depend on you and you can trust in your relationship with them Choice Independent agents represent multiple insurance companies. They have the ability to choose the proper coverage at the right price that meets your needs, not the needs of an individual insurance company By having contracts with a number of insurance companies, independent agents can provide you with a choice of insurance products that best suit you or your business One stop shopping Independent agents do all the work. You simply need to provide them with the basic information to gather a quote for you and they can provide you a program tailored to you and your needs from different insurance carriers, providing you with alternatives in coverage and deductible options Personalized claim service At the time of a claim, you can seek support and professional, personal advice on the reporting of your claim, your claim status, coverage support and proper and timely payments from your insurance company through your independent agent Quality partner companies Independent agents not only offer you the option of choice but represent a number of quality insurance companies that they contractually represent. These companies work exclusively through independent agents and understand the importance of providing coverage and service that are important to you Specialization in certain coverage or niches Independent agents represent insurance companies that specialize in certain products or have an appetite to write specific types of businesses. Whether you have unique fine arts, jewelry, a condo out of state or out of the country, own a business that has unique insurance needs, independent agents have access to a variety of markets that specialize in certain coverage or programs that can meet your specific needs Exceptional customer service Independent agents realize the importance of providing you with exceptional service. They pride themselves on providing the type of service you deserve with live customer service specialists that are eager to service you Representation Independent agents represent you to insurance companies. They negotiate on your behalf and look out for your best interests at all times Are you in the market for an agent? Check out this easy tool to help find an agent in your area. Share via: Facebook Twitter LinkedIn Email Related resources Importance of a certificate of insurance Posted in Business A certificate of insurance is an official document issued by your insurance company; think of it as your proof of insurance. It’s more than just a piece of paper, learn why it’s important and what to look for on a standard certificate. Renters insurance: Exposing the myths Posted in General, Home According to the Insurance Information Institute (III) only 65 percent of renters have insurance. Get the facts on renters insurance and why it's important. Questions on small business insurance? We’ve got your answers Posted in Business There are more than 28 million small businesses operating in the U.S. Regardless of size and industry, these businesses are exposed to loss, potentially catastrophic, and need protection. Learn the basics of business insurance and who can guide you through the process. Exploring types of auto insurance Posted in Auto Understanding each specific type of auto insurance and when it should be purchased (or not) can help you select the most practical protection for your needs. Discover the differences which could potentially save you money. Understanding homeowners coverage before a claim Posted in Home While your homeowners insurance policy likely covers your home from all direct physical loss, your personal property is generally only protected from specific perils listed in your policy. With winter comes the added risk of weather-related damage and losses — many of which are avoidable when you take the precautions included in this article.