Read about "Home Insurance"

Outdated insurance policy

Is your insurance outdated?

Posted in Auto, Home, Business

With the continuous hustle and bustle of life, it’s easy to put your insurance needs on the backburner. However, as your life changes, so does your insurance.

Home Water Damage

Water damage to your home – why it happens and how to prevent it

Posted in General, Home

14,000 people in the U.S. experience a water damage emergency at home or work each day. Water damage is typically messy, can be hazardous and depending on the root cause for the damage, a costly nightmare.

Holiday Decoration Safety

Holiday Decoration Safety Tips

Posted in General, Home

The holidays are a perfect time for getting together with family and friends. Rarely do we consider how our festive decorations could put us at risk for injury or fire. The U.S. Consumer Product Safety Commission (CPSC) estimates that every year more than 15,000 injuries involving holiday decorations are seen in emergency departments nationwide during November and December. These reminders can go a long way to keeping your family safe during the holiday season.

online shopping security

7 tips to protect yourself while online shopping

Posted in General, Home

From clothes to appliances and even groceries, almost anything can be purchased online — and many of us are doing just that. In fact, 95% of Americans have reported to shopping online at least yearly1. As we continue to shift toward this trend, the amount of fraud and/or identity theft incidences are increasing. In 2016, cyber criminals stole from 15.4 million Americans, up 16 percent since 2015. In total, they stole $16 billion — more than $1,000 per victim2.


The next time you buy online, follow these tips to protect yourself from falling victim to fraud or theft.

Actual Cash Value Replacement Cost

The difference between actual cash value and replacement cost

Posted in General, Auto, Home

As an auto or home policyholder, many of us forgo reading the fine print when it comes to our policies. We rely on our independent agent to help us choose the right coverage based on our needs. However, as you meet with your agent, you may want to discuss what your current policy covers so you are not surprised if you file a claim.

Homeowners’ Insurance 101

Homeowners’ Insurance 101

Posted in General, Home

A standard homeowners’ policy covers three areas: structure, belongings and liability. We break each of these down for you so you are better prepared when meeting with your independent agent.