Premium Audit As a business owner, it’s important you understand what a Premium Audit is and why you need to complete it. All insurance companies require a Premium Audit. It allows us to fully understand your current business needs and ensures that your business policy is fairly and accurately priced. Our process is easy allowing you to concentrate on what's important, like growing your business. Check out our short video above to learn more. Answers to your questions You can find answers about our Premium Audit here. Your independent insurance agent is also available to answer questions. Call your agent today to learn more about Premium Audit.