The best insurance for your irreplaceable possessions Some of your belongings are worth more than money, like your great-grandmother’s diamond ring or an artwork collection you’ve worked hard to curate. The best way to protect valuable, sentimental items is with insurance. Do I need valuables insurance? Take inventory of the things you own and consider: Do I have a valuable item, like jewelry, that would be financially difficult to replace? Do I enjoy hobbies, like photography or golf, where I own expensive equipment? Do I own expensive artwork or collections? If the answer to any of the above is yes, you should consider valuables insurance. What is covered with jewelry, collectibles and valuables insurance? Damaged, lost or stolen high-value items can be reimbursed with valuables insurance. Work with your independent insurance agent to ensure your valuable items have proper coverage. A standard home, condo, or renters insurance policy typically does not provide enough coverage to replace: Wedding or engagement rings Artwork Watches Collectible items Luxury items Family heirlooms Antiques Other expensive jewelry and items How does it work? Speak with your independent insurance agent or find an agency to learn about the best valuables and jewelry insurance for you. Your agent will walk you through the process, which may include getting an appraisal of the item’s replacement value. What’s an appraisal? An appraisal is a professional determination of an item’s value that establishes an accurate description of the item. You’ll usually need to work with a certified appraiser to complete this process. Take photos of your item and document any appraisals, so if your item is lost, damaged or stolen, it will be easier to determine the replacement cost. Rest easy knowing your valuables are covered Integrity Insurance provides protection for valuables in Wisconsin, Minnesota and Iowa. Talk to your independent agent about adding jewelry, collectibles and valuables insurance to your Integrity home, condo, or renters insurance policy. Find an agency Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Integrity companies not licensed in Pennsylvania.