Insurance for apartments, rented houses and townhomes If you need to insure your rented home, we’ve got you covered. Protect what’s important to you with renters insurance in Wisconsin, Minnesota and Iowa. Save in multiple ways Saving is easy with a number of renters insurance discounts. Multi-policy discount. Bundle your renters insurance with an Integrity auto insurance policy. Smart fire alarm discount. Homes equipped with a Central Station or Direct Fire Alarm qualify you for savings.* Smart home alarm discount. Homes equipped with a Central Station Burglar System qualify you for savings on your renters insurance policy. Renters insurance coverages Work with your independent insurance agent to build a renters insurance policy with the coverages that are important to you. Personal belongings Protect your personal or household belongings while you’re at home or away. Additional living expenses / Loss of use If you experience a covered loss, this covers the cost of living elsewhere if you are unable to live at home. Personal liability insurance If you cause injury or damage someone’s property, this covers legal fees, settlement amounts or court-ordered payments. Medical payments coverage If someone is accidentally injured at your rented home, this will cover expenses. Additional coverage options Identity theft coverage Get tools to protect your identity and partner with a fraud specialist if your identity is stolen. Learn more Home cyber insurance Learn how to protect your information, software and smart home technology and get services to help you recover from a cyberattack. Learn more Valuables, collectibles and jewelry insurance Reimbursement for damaged or stolen high-value items, such as your engagement ring. Common renters insurance questions Here are answers to some common questions about renters insurance coverage. Is renters insurance expensive? Integrity renters insurance coverage starts out as low as $100 per year, but the price of your policy will vary based on eligible discounts and selected coverages. Do I need renters insurance? For a low monthly payment, renters insurance protects your personal belongings from instances of fire or lightning, windstorm or hail, explosions, vandalism, theft, falling objects, water-related damage from home utilities and electrical surge damage. Not only does renters insurance protect your personal property, it provides you with liability insurance. Read this article to understand more about renters insurance and why every renter should have this important coverage. Is renters insurance required? Renters insurance is not required by law. While your landlord probably has insurance to cover the building you are living in, your possessions are your responsibility should they be damaged or stolen. Your landlord may require you to have renters insurance within the conditions of your lease. Even if rental insurance is not required, it’s something every renter should consider. Read customer reviews Integrity is committed to using feedback to improve our customer experience and services. See what our customers are saying about Integrity Insurance Breyn ”Best I have ever had. Great rates. Even better service!” Bindu “Love this insurance company. They return calls and answer my questions in a timely manner.” Kate ”Very good company. They were right on. My claim had no issues.” Lisa “I am very pleased with my whole insurance package. And my agency is very helpful.” Why independent agents? They work for you Independent agents work for you to find the best coverage options from multiple insurance companies. Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Expert advice Independent insurance agents consider your needs to find the best coverage for you. Because they aren’t tied to a specific insurance company, they can provide more coverage options. It’s easier to comparison shop Working with an independent agent puts an expert in your corner, unlike shopping for renters insurance coverage online. Independent agents make it easy to compare renters policies from multiple carriers, so you don’t have to wonder if you’re on the right track. Find an agency Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Integrity companies not licensed in Pennsylvania. *Central Station alarm systems are monitored by an operator who will contact fire, ambulance or police services for you in the event of an emergency when your alarm system sounds.