Let us customize your coverage

Hair stylist trims her client’s hair inside a modern salon

For your small business needs, custom solutions make all the difference. Integrity works closely with you to understand your goals and build a small business insurance policy that keeps you on track. With Integrity, you can keep your eye on growth. Your small business insurance protection will be there when you need it.


Small business industries we serve


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Services

We insure service businesses, such as:

  • Barber Shops
  • Beauty Shops
  • Funeral Homes
  • Locksmiths
  • Nail Salons
  • Pet Grooming (No Boarding)
  • Photographer and Photographic Studios
  • Tailors
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Offices

We insure professional offices, such as:

  • Advertising Agencies
  • Auditing, Accounting and Tax Return Preparation
  • Chiropractors
  • Dentists
  • Engineers and Architects
  • Financial Planners
  • General Practice
  • Health Practitioner
  • Insurance Agents
  • Lawyers
  • Optometrists
  • Psychologists
  • Real Estate
  • Veterinarians
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Building owners

We insure commercial building owners who lease office, retail and service spaces.*

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Retail** and Mercantile

We insure shops, such as:

  • Automobile Parts and Accessories
  • Beauty/Barber Supplies
  • Clothing and Accessories
  • Coffee Shops (No Cooking)
  • Door, Window or Assembled Millwork (Sales with Installation)
  • Florists
  • Furniture Stores
  • Gift Shops
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Contractors

We insure contractors who serve clients by providing:

  • Carpentry (All Interior Work)
  • Carpet Cleaning on Customers' Premises
  • Concrete Construction (foundations and forms)
  • Door, Window or Assembled Millwork
  • Driveway, Parking or Sidewalk Paving
  • Dry Wall Installation
  • Electrical Work (within buildings)
  • Fence Erection
  • Floor Covering Installation
  • Gutter Installation
  • Heating and AC (Installation, Service or Repair)
  • Janitorial Services
  • Landscape Gardening
  • Lawn Care Services
  • Masonry
  • Painting (Interior or Exterior)
  • Plumbing (Residential)
  • Siding Installation
  • Tile, Stone or Marble Work (Interior Construction)

Small business coverages

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  • Commercial Building and Business Personal Property
  • Business Liability
  • Business Income and Extra Expense
  • Equipment Breakdown

Insurance add-ons for more customization

  • Employment Practices Liability Insurance (EPLI)
  • Cyber
  • Employee Dishonesty
  • Hired and Non-owned Liability
  • Contractors Tools and Equipment
  • Installation Coverage
  • Employee Tools
  • Non-owned Equipment
  • Damage to Premises Rented to You
  • E-Commerce
  • Theft of customer's property
  • Electronic data liability
  • Computer fraud and funds transfer fraud
  • And more tailored to your specific business

Additional Services

Risk management consulting

Small business insurance FAQs 


Insurance premiums for small businesses depend on the industry, business size, location, unique business needs and other factors. Talk to an Integrity Independent Agent today to get a small business insurance quote.



Contact an Integrity Independent Agent to get started on your custom Businessowners Policy (BOP) quote. A BOP includes building coverage, personal property coverage, business income coverage, equipment breakdown coverage and more.



A Businessowners’ Policy (BOP) can be a broad package of insurance products, depending on the type of business you own and the coverages you select. A BOP provides both property coverage and Business Liability coverage. General liability insurance is separate. It covers a bodily injury or property damage claim either on your business premises or while performing normal business operations. General liability coverage also helps businesses recover from personal and advertising loss such as legal costs and damages from libel, slander or copyright infringement.


Read what our small business customers have to say

Integrity offers reasonable auto, home and business policies. Policy offerings are flexible and reasonably priced. Excellent customer service in resolving any issues. Highly recommend!

– An art studio in Two Rivers, WI


Customer service is knowledgeable and they make it easy to file a claim. Once you open a claim the adjuster contacts you immediately and gets you taken care of.

– A lumber company in Faribault, MN

 

There was a break-in and theft at my business. My claim representative was very knowledgeable. My claim was paid in just a few days which helped my business function at full capacity again.

– A flower shop in Minneapolis, MN


The promise of partnership with independent agents

We work with agents who are in your neighborhood, ready to assist your small business needs.

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Independent agents work for you

Independent agents work for you to create a small business insurance policy. They consider the types of coverage to properly protect your business and find the best options for you. 

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It’s easier to comparison shop 

Working with an independent agent makes it easy to compare policies and ask questions. You won’t have to wonder if you’re on the right track in your hunt for comprehensive insurance. Choose an expert to be in your corner each step of the way. 

 

Learn more about our partnership with independent agents

*Coverage is subject to the terms, conditions and exclusions of your policy.

**Retail excludes liquor, convenience and grocery stores.

Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Integrity companies not licensed in Pennsylvania. Not all Integrity companies are licensed in all states.