Minnesota Homeowners Insurance

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Quality coverage personalized for you

Every home is unique. Get a custom policy built for your home with discounts to fit your budget.

Common Minnesota home insurance questions

Homeowners, condo and renters insurance are not required in the state of Minnesota. However, we recommend that you ask your mortgage company, Homeowners’ Association or landlord if insurance is required as a condition of your loan, association standing or lease.

No, home insurance will not cover improperly installed materials. If you have questions about a specific situation, consult your independent agent.

The amount of coverage you need will depend on the characteristics of your home, such as age of the building or if it has custom construction or elaborate design.

Integrity partners with independent agents to ensure you have the right coverage to fit your budget. An independent agent can suggest and explain coverages that you need.

This depends on multiple factors. The best way to ensure you have appropriate coverage is to discuss your policy with your independent agent.

Your independent agent can help find the best coverage for your needs and get the best possible price for your coverage.

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Save on homeowners insurance

Save money with a variety of discounts.

Explore discounts

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Insurance built for you

Learn about coverages most important to you.

Explore coverages

Read reviews from Minnesota customers

We are committed to using feedback to improve our customer service. Here’s what some Minnesota homeowners insurance customers have to say about Integrity Insurance.

Brenda B.

Easy payments. Great service. Highly recommend. Two thumbs up.

Fleta C.

I’ve been with Integrity for many years, through several weather and accident events. Their response to all claims has been great—fast, fair, easy. Insuring with Integrity gives me a lot of peace of mind!

Kim E.

My insurance agent suggested Integrity. I didn't know much about them, yet my experience has been amazing. Don't hesitate to use this company.

Rebecca R.

Everything has been better than I expected. Easy to work with.

Why independent agents?

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They work for you

Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Independent agents work for you, finding the best coverage options from multiple carriers.

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More coverage options

Independent insurance agents consider your needs and any unique home features to find the best coverage. They aren’t tied to a specific insurance company, so they provide more options.

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It's easier to comparison shop

Unlike shopping for home insurance online, working with an independent agent makes it easy to compare homeowners policies from multiple carriers. An expert will answer your questions, so you won't have to worry about being on the right track.

Coverages described herein may not be available in all states. Please contact a local independent Integrity agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Integrity Insurance policies are underwritten by Integrity Insurance Company, an affiliate of Grange Insurance Company, and Integrity’s subsidiaries. Not all Integrity companies are licensed in all states. Integrity companies not licensed in Pennsylvania.