Is car insurance required in Iowa?
Yes, it is illegal to drive without car insurance in the state of Iowa.
What is the minimum car insurance coverage required in Iowa?
Iowa requires the following coverage amounts:
Coverage
Amount
Bodily injury to others
$20,000 per person; $40,000 per incident
Property damage liability
$15,000 per incident
What is the average car insurance cost in Iowa?
The cost of car insurance will vary based on multiple factors. It’s easy to choose the right insurance when you work with an independent insurance agent. They can find coverage to fit your budget and needs.
Contact an independent agent to get an Iowa car insurance quote and learn more about the car insurance options Integrity has to offer.
Can I stay insured on my parent’s car insurance policy in Iowa?
Yes, you may stay on your parent’s car insurance policy if you have the same primary place of residence. If your primary residence changes, a new policy should be obtained so that your vehicle(s) can be rated based on your location.
There is no specific age requirement to stay on your parent’s car insurance policy.
How long do you have to insure a vehicle in Iowa?
Consumers have 30 days from purchasing a vehicle to register it within the state of Iowa.
Integrity’s auto insurance policyholders have 30 days from purchase to add an additional vehicle to their auto policy.
Is Iowa a no-fault car insurance state?
No, Iowa is an at-fault state. If you are injured in an accident and the other party involved is determined to be at-fault, you may be able to work with their insurance to cover expenses related to your injuries.
If you have questions about how Iowa’s at-fault status impacts your coverage, your independent insurance agent or claim representative can help you understand your individual situation.